Decide which credit cards are actually worth it — then travel on the difference.

Real fees, real credits, real bookings. No “best cards” listicles. Just the math I use before I apply, keep, or cancel.

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Travel-rewards decisions, made with real math.

Cents of Adventure is a travel-rewards decision site. I break down annual fees, credits you’ll actually use, and points redemptions from trips I’ve booked — so you can tell keep vs cancel vs skip before you waste a year on the wrong card.

Hey, Im Tiago. I’ve road-tripped the U.S., booked hotels with points, and kept (and canceled) cards based on net annual value not marketing. This site is the system behind those calls.

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How I Booked a $481 Santa Cruz Hotel for Free Using a Hyatt Free Night Certificate
How I Booked a $481 Santa Cruz Hotel for Free Using a Hyatt Free Night Certificate
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I Spent 10 Years Chasing Money—Here's What It Taught Me
I Spent 10 Years Chasing Money—Here's What It Taught Me
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Best Hyatt Redemptions in Hawaii: Book $1,000+ Maui Hotels with Points During Peak Season
Best Hyatt Redemptions in Hawaii: Book $1,000+ Maui Hotels with Points During Peak Season

Thinking about Hawaii for New Year's? I found two Hyatt redemptions worth over $1,000 per night — and booked entirely with points. Here's how you can turn Chase or Hyatt rewards into a dream stay in Maui or Waikiki.

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