Smart Travel is about turning points and money decisions into real trips.
I focus on how trips actually get planned — where points make sense, where cash is better, and what tradeoffs are involved. No aspirational itineraries, no perfect redemptions — just real planning, real numbers, and real outcomes.
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Why a $99 hotel card stays in my wallet: free nights, real perks, and a $550 luxury redemption that made it all worth it.
See how I combine Chase, Citi, and Bank of America cards to earn travel rewards and cash back—with every card playing a clear role in my strategy.

